Banks should show interest in giving loans in government schemes: District Magistrate Manish Bansal
DLRC and DCC meeting concluded under the chairmanship of District Magistrate
CURATED BY – GAURAV SINGHAL | CITYCHIEFNEWS
Saharanpur, A meeting of the District Level Review Committee and District Advisory Committee was convened in the new auditorium located at the Collectorate under the chairmanship of District Magistrate Saharanpur Manish Bansal. In the meeting, District Magistrate Manish Bansal released the Feasible Loan Plan (PLP) prepared by NABARD for the upcoming financial year 2025-26 and approved and released the assessment of loan flow of Rs 16181.06 crore. DDM NABARD Saad Bin Afroz said that the Feasible Loan Plan (PLP) of the district is prepared by NABARD every year with the intention that there is no shortage of loan in all the areas of the priority sector in the district and all the areas can get loan from the banks in a smooth amount. DM Manish Bansal praised the district for having a credit deposit ratio (CD ratio) of 70.5 and encouraged them to do even better. Expressing strong displeasure at the banks with low CD ratios, he directed them to increase the CD ratio. He reprimanded the State Bank of India for lacking in all its parameters in the district and asked to write a DO letter to the higher officials. He directed that the banks should show interest in giving loans in government schemes. He directed that the District Coordinator should ensure that only the District Coordinator is present in the upcoming meeting. Also, all bank representatives should come to the meeting with complete information. He instructed all bank representatives to ensure that all pending cases are resolved. He said that all banks should work positively and be result-oriented. Prepare an action plan to increase the CD ratio and ensure that it is made available within 10 days. District Magistrate Manish Bansal said that only small loans given by banks will bring economic prosperity to the common people, so that we can achieve our goal of economic progress. Ensure that the beneficiaries get the benefits of the public welfare schemes of the Central and State Government as per the intention of the government. The bank should ensure to do the work by setting targets. While giving instructions to the LDM, he said that the general public should be made aware of the Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojana and the benefits of the schemes should be explained to them and they should be covered. Others should also be informed about the people who are becoming self-reliant by getting benefits from the government schemes. He expressed displeasure over the low loan distribution after approval of the applications given for the schemes by the bank representatives. He gave strict instructions that the loan related files should not be kept pending unnecessarily. DM Manish Bansal gave instructions to make a roster and put the field officers on duty for timely disposal of the loan related files given to the self-help groups under NRLM. He instructed to ensure that the benefits of the department's schemes are provided by holding a meeting every week with the society related to fisheries. Chief Development Officer Sumit Rajesh Mahajan, RBI representative Jagjit Singh Kalra, LDM Praveen Jamuar along with representatives of all banks and officers of related departments were present in the meeting.
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